Healthcare is BROKEN and Good Insurance is worth more than a high salary.

Trying to stay healthy (w/health insurance) will drain you too… our premiums have increased over 25% the last couple years

Yeah Obama care just made everything more expensive and added a tax penalty to the poor. It’s really not a government problem it’s an insurance company problem. Insurance companies are “for profit corporations”. In a market where it’s impossible to not have insurance.

That creates a chain of monopolistic tendencies. Where drug companies (for profit) and hospitals (for profit) charge more to insurance companies who pass the cost on to consumers all to make more money for shareholders. It’s a privatized tax structure on the 99%

I will say though people are generally terrible about picking insurance, and choosing employers with good insurance plans. Most just pick the cheapest option provided

If employees evaluated health care benefits as a part of their job search things would change. Having good health insurance from a long time employer can be worth millions on top of your actual yearly salary. Pick where you work based on total compensation, including insurance

I’ve been offered multiple jobs for 10-20% higher salary, but after looking at insurance packages turned them down. If the insurance plan doesn’t have a capped max out of pocket that you can afford, then you shouldn’t be taking the job there. Regardless of salary.

One bad medical problem can cost you $100k+ per year for a few years. If your on an 80-20 plan that’d be $20k per year On obamacare 60-40 plan it’d be $40k a year. On a good insurance plan with capped out of pocket expenses it’d cost you between $3k-$6k per year.

That’s one of the most important things to have to generate wealth in the USA that no one talks about because employers don’t want employees asking for better coverage.

 

 

AI is coming for your kush white collar job, WAY sooner than you think.

Just watched a news report about how 40% of jobs will be replaced by AI in the next 15 years. Jobs mentioned were: Drivers Waiters Retail shop employees I actually think the number could be much higher. Let me explain.

Everyone thinks of automation replacing lower end job, and it will, but it will also replace many white collar jobs in the near future as well. My list would have included the below as well: Data entry Accounting Financial Planning Accounts Payable Accounts receivable Call centers

Currently it is my 9-5 (lol) job to redesign systems in those areas of business to eliminate the need to hire new employees as the company grows. *disclaimer* I work for one of the largest privately owned companies in the world.

The technology to automate these departments already exists for the most part and is on the brink of wide spread adoption at most companies. It has merely been held up by lack of updates to financial systems at most companies due to cost restraints that are quickly disappearing.

Let me explain a bit about what I am working on. We use a combination of Robotic Process Automaton RPA, Optical Character Recognition OCR, Cloud Base Workflow CBW and Machine Learning ML to automate entire departments.

These tools combined have allowed us to automate between 75%-90% of the rolls in the below departments.

Accounting

Financial Forecasting

Call Centers

Purchasing

Data entry

We are also looking at automating processes for both our Human Resources and Legal Departments as well. The goal is to be able to continue to grow at the same rate, without needing to hire new employees in any of those areas.

The software has been exceeding expectations. -In lower level accounting positions 75% of the employees have left or been reassigned to new areas of the company. -In purchasing they are down to about 1/3 of their former size. -Data entry positions have been reduced by 95%

In other areas we have seen 0 growth or 5%-10% reduction in employees… All the above happening while the company is seeing 15%-20% year over year growth.

Some may ask “why I am telling you this?”, and it’s because the possibility of your job being automated with AI in the next 10 years is not just likely it’s probable. Not all major companies are willing to retrain employees to move to new departments, most will just lay you off.

Trust me there is probably an entire department at most big companies spending all of their time trying to figure out how to eliminate your job.

What this means on a larger scale? It is extremely important to make as much money as possible over the next 15-20 years. Over that time period we could see real rates of unemployment reach 20%-60%. Society as a whole is going to change greatly.

I believe you will see a 2 class system emerge, where you have a class of people who have money, rights, freedom, and a class of people who don’t and are 100% reliant on government assistance to survive. Over time the gap between haves and have nots will widen ALOT.

So in the next 20 years you need to do whatever you can to be included in the working class of that senario There are a few things you can do now to increase your chances.

1.) Own land #SovereignLand 2.) Learn to code 3.) Specialize your skills to things not worth automating 4.) Save your money 5.) #BuyBitcoin 6.) Protect your data #StealthIsWealth

 

Well This Dude Basically Sums up Everything WRONG with America’s Economy.

So not often do i agree with anything that comes out of Congress, but this man kills it.  Everything I have shared on this blog about why we have economic problems in the USA summed up into one 25 minute speech.  One of the most important 25 minutes in USA Congress history. Everyone needs to watch this. THESE ARE THE FACTS>

Who Wants to Play Wolfenstien 3D?…EVERYONE!!!

Money Talks… Votes Don’t! [DEMOCRACY?]

After reading the below linked article, I realized there are still too many people who just don’t get how democracy in the USA works.

“It’s Time for Mandatory Voting—And We Have the Technology to Do It”

http://gizmodo.com/its-time-for-mandatory-voting-and-we-have-the-technolog-1692456639#

Below is my response to the article.

​Totally, wholeheartedly, completely, disagree with the entire idea behind requiring voting.

1st – Most people are not educated enough to make a wise decision with there vote.  If you required them to vote you would just be throwing millions of worthless opinions into the mix

2nd – It is making a statement by not voting.  Since I have been old enough to vote, there have only been a few instances that I supported enough to warrant a vote.  The presidential race has only been once. If it is a topic i don;t care about and would be happy with the vote going either way, why should I have to choose?   Also when it comes to the presidency has any president in your lifetime actually changed anything? Does it truly matter which party is in office? They all have the same agenda anyway its a waste of my time.

3rd – Democracy is a fallacy.  Unless we eliminated congress and require every citizen to vote for every bill, then our broken system will not be fixed by increasing the number of voters. The votes on Capital hill 100% always go to wherever the MONEY comes from.  Not one single person cares what the people think, money talks votes don’t.

The FBI Tracks you and everyone else using fake Cell Towers. [WAKE UP AMERICA]

So for those of you who have been completely blind for the last 2 years this may come as a shocker to you, BUT… THE FBI VIOLATES YOUR RIGHTS TO PRIVACYON A REGULAR BASIS. Today for the first time they admitted it.

[The FBI Admits It Uses Fake Cell Phone Towers to Track You

Any given time, on any given day, law enforcement could be scooping up your location data using a fake cell phone tower, and you would probably never know about it. In a just-surfaced video from October, however, the FBI has copped to using fake cell phone towers, known as “Stingrays.”

It’s no secret that the FBI uses Stingrays—“cell-site simulator” devices which force all nearby cell phones to connect to it before rerouting traffic through a real cell phone tower—in order to track callers and suspect movements. The American Civil Liberties Union has detailed law enforcement use of the devices, which have been ruled unconstitutional in two states, at length.

But the FBI very rarely talks about the devices, and has even directed local law enforcement departments to notify them whenever media members make Freedom of Information Act requests about the use of Stingrays, in an attempt to keep their use secret.]

Source (http://motherboard.vice.com/read/fbi-admits-it-uses-fake-cell-phone-towers-to-track-you)

What he is not telling you is that there is no way they can pull this data without it being in bulk.  Basically any and every cell signal that hits the device gets tracked.  It most definitely a BULK drop of information and the fact the he even tried to say it wasn’t shows the FBI is still hiding WAY TO MUCH information about the multiptude of ways they are violating everyone’s RIGHTS!.

#WakeUpAmerica

Resurrection….Post

So after more than a year away I decided that tonight is the night to bring the Crazy Sign Guy back from the dead. Posts will start back up on a regular basis in the near future. I have decided the world is still full of sleeping souls and it is time for them to wake up and take responsibility for what they have allowed to happen. The deception of the public has reached an all time high and it has called the crazy sign guy back out of retirement to pull the wool off of the publics eyes and help the see reality for the first time.

Apple is Sending Your Fingerprints to the NSA

It has recently been revealed that Apple is selling all of its users out.  The new finger print scanner that was put in the iPhone 5s was developed by Authentec whose director, Robert E Grady, was a prominent figure within the George Bush administration and is connected with The Carlyle Group, which is a majority shareholder in Booz Allen Hamilton, the NSA contractor with which whistleblower Edward Snowden worked.

Apple’s TouchID technology, reportedly has strong ties to “the most powerful and corrupt Defense Department and Intelligence Community contractors and figures.”

“Ye’ be warned” -DPR

Seriously NSA…WTF? [Corruption] [VERIZON]

I get it. People want to feel safe. But Seriously WFT America!?! 

I cannot believe this is going on and nothing is being done.  Has it gone so far that nothing can be done?  Are Americans truly this weak now that when their freedom is taken away they just shrug it off. I can barely even understand how something that is this obviously a violation of privacy and our freedoms would even get presented as a logical solution in our capital, much less get passed and renewed over and over again.  

Who are these people in congress that blatantly slaughter our freedom?  This is not about Democrats vs Republicans, This is a battle of USA Government vs The People.  OH Yeah, and the people had no idea a war had even started.  When i say The People I don’t just mean American Citizens, I mean all people.  

This violates the sovereignty of foreign nations and their citizens rights as well. I just can’t believe this is the world we live in now.  A world where privacy and freedom were sacrificed for PROTECTION, yet no one feels safe and their own governments kill them with attacks from the sky (drone strikes).  

I know how some will react to that. Its for our protection.  The government has never bothered me or killed anyone I know with a drone. Ya well what if they did?  What if tomorrow because of something you said in a private conversation with a friend or loved one on the phone the USA government deemed you a threat and you woke up to a drone bombing your house and killing your family.  Sounds horrible right.  Sounds like if you survived people would be on your side and you could take them to court.  

Actually it would be completely legal.  You gave the government that power.  In fact more than half of the country would believe the news reports that call you a terrorist.  Your neighbors would turn on you and you would either be killed or locked up in a secret prison for the rest of your life. 

Pause for a second and RE-READ that above paragraph.  Does that sound like the American dream?  I am pretty sure we as a country have spoken out about this type of human rights violations when they happened in China, or Russia. NOW WE ARE NO BETTER. And we made it LEGAL. 

What happened to “Liberty, and Justice For All”? Are we truly the offspring of the same men who proudly yelled “Give Me Liberty or Give Me Death”?  Has America fallen so far that words of wisdom from our founding fathers like “Those who would give up Essential Liberty to purchase a little Temporary Safety, deserve neither Liberty nor Safety”, fall on deaf ears. I am absolutely is shock.  

Okay America,  you are supposed to be the shining light of Freedom to the world. Your backs are against the wall. Now what do you do?  

If it is anything like what i have seen recently we will bury this story in the news and in a few days no one will even be talking about it anymore.  SHAME ON US. 

The Systematic Destruction of the Nuclear Family [CORRUPTION]

Nuclear Family > Single Parent

Statistically, the biggest predictor of family economic status is not race or geography, but whether households are headed by one parent or two. That’s why a family headed by a single white mother is nearly three times more likely to be poor than a family headed by married black parents. In fact, among all children living with a single mom, well more than a third live in poverty.

Overwhelmingly, one-adult teams occur because two involved parents tried to be a family, but fell apart. Until we address the reality of family breakup and find a way to help, we can’t effectively fight that key cause of family poverty. Today, 41 percent of US babies are born to unmarried mothers – but it’s inaccurate and misleading to call them all single mothers.As shown in a leading study, most unmarried mothers (82 percent) are still romantically involved with the baby’s father when the baby is born, in most cases living together, and the two parents hope and intend to raise their child together. So, in reality, for every 10 American babies, on average, six are born to a married couple, three to an unmarried but involved couple, and only one to a mother not romantically involved with the baby’s father. This presents an important opportunity. Studies show that when parents stay together, most families benefit. Parents tend to get and hold jobs, family wealth increases, kids do better in school, and family members generally report better health and happiness than in single-parent families. Communities gain through higher tax revenue and lower social costs. (excerpt above from http://www.csmonitor.com/)

This bring about a very important question. HOW CAN WE HELP COUPLE WITH NEWLY BORN CHILDREN STAY TOGETHER?

We spend billions on trying to help out single parents with food stamps, welfare, free child care, etc. but we spend almost nothing on helping parents stay together. If the benefits of a 2 parent households are so great than an increase in nuclear families would drop these welfare costs way down. Why are we always so reactionary? We treat the symptom instead of treating the cause. (This is true for our healthcare system as well but that a whole other store.)

Since 2009 (the start of the “Great Recession”) the wealth gap in the USA has grown at an alarming rate. For members of the 1% income has increased by 18% over between 2009 and 2012, for the rest of us a measly 1.8% increase in income. Many think this is a reason to raise taxes and redistribute the wealth to the rest of the country. Most economist even believe a 1% that controls a smaller portions of the wealth (lets say 45%) in a faster growing economy (due to consumer spending which is 70% of our economy) means more money for everyone, including the 1%ers themselves.

So if nuclear families provide greater prosperity for the USA why have we been trending in the other direct? Why would the the people in control be resisting the opportunity to make more money and pay less taxes?

It all comes down to one thing… CONTROL.

Since the late 60’s the war against the family has been raging and the casualties have been high. As stated before almost half of all new born babies are entering into the world without a full nuclear family in place. Many people ask how is this happening? I thought we took steps to fix this with abortion, birth control, sex ED class, etc.?

When all of the aforementioned steps were taken to fix un-wed pregnancies they happened at a lessor effect. Many believe these things actually have lead to an increase in the problem. Its like the TheTruth.com commercial on TV. (if you don’t know these were the anti smoking campaign run by big tobacco as part of their settlement for selling cancer sticks). After the ad campaign had run for several years an independent study was done to see if they were having any effect on lowering teen smoking. The study found it was actually having the opposite effect. Turns out a whole bunch of commercials with people saying the word smoking in it just increased people curiosity and made even more of them give it a try. Many people believe this was the intention of the ads by big tobacco from the get go.

This same logic can be applied to the safe sex, birth control, condoms, abortion, propaganda. It was supposed to make everything better and all it has done is crush the family. I believe the same logic to the tobacco applies, THIS WAS NOT AN ACCIDENT. This gets us back to my reasoning, CONTROL. There are a few things most people can rationalize about this type of control. First the more people who are in one parent households the more of them are poor and poor people are easier to control. Second poor people are on government programs (welfare etc.) which the government hands out so they are basically at the mercy of the USA government. IF the government was to say we have to do this our we will have to cut your welfare, then all of the people dependent on welfare are instantly on the side of that governmental decision because people don’t want to lose their benefits.

However I have a 3rd and more sinister reason for destroying the Nuclear family. ISOLATION. It is part of the government interrogation process. It has been studied in great depth, and has even been considered torture in some countries. What do we do to a criminal who we can’t fully control? What do we do to a terrorist we are trying to scare into giving us information? Its the one constant we keep across how we react to all of our enemies. ISOLATION. Its rooted in the subconscious of all humans. We are social creatures and it is psychologically damaging to isolate us. People who feel like they are alone or don’t fit in are the easiest to control. At very young ages the out cast of a class tends to be the easiest student to manipulate into getting into trouble. this has been proven time and time again over many studies. Most people consider it common knowledge. It is the perfect weapon of control. It has been blasted into pop culture with music, TV, Media, and now social media. (new studies show those who use Facebook on a regular basis are twice as likely to feel isolated than those who don’t, Google it) And what is the one place where all people feel like they belong, in their nuclear family. It was the logical next target. Without the family there is no safe harbor to be yourself and not have to worry about receiving cultural backlash. It is a place to learn and to grow with moral fiber, and it is being OBLITERATED right before our eyes.

TO FIX THE PROBLEMS WITH SOCIETY WE NEED TO FIX THE FAMILY.

This all seems well and good but when you actually look at it, you realize how daunting a task it will be. I offer a few ideas on how we can start heading in the right direction.

1.) Remove barriers to marriage. Many new parents decide – sometimes even the very day a child is born – that they want to marry, or at least to have the father legally acknowledge paternity. While not magically creating a stable family, these decisions offer legal protections and practical benefits.Yet, in most states, these tools are not easily available to new parents. Marriage may require a trip to a courthouse, payment of a license fee, a waiting period, a blood test, and a second trip to a judge or pastor. Procedures to acknowledge paternity may be obscure and legalistic. A couple who already has a mutual child and is eager to formalize their family, is making a responsible choice that should be encouraged. There are many simple ways to help them, such as streamlining marriage and paternity laws, and making marriage licenses and paternity forms available at all birthing hospitals. BRING BACK THE TAX BREAK FOR GETTING MARRIED, IN FACT MAKE IT EVEN BIGGER SO PEOPLE HAVE A STRONG FINANCIAL INCENTIVE TO GET MARRIED.

2.) Teach relationship classes. Along with sex ed. We spend so much time on teach children how to have safe sex, but we never teach the about when to have sex, why to have sex, or how to have a strong healthy relationship. If being part of a nuclear family is the largest factor for being poor or not poor how can we leave this out of our children’s education.

3.) Family propaganda. Where are the shows on TV about a strong nuclear family? Why aren’t dads heroes anymore? How about a song about being happily married? Sending a positive message to media can make wanting a nuclear family cool again. There is no need to always have such poor messages on main stream media.

4.) Be a good example for your kids. This may be the biggest issue, that is PARENTS NOT WANTING TO BE PARENTS. If you are parent please realize you are raising the future of the world. I know its tough and no one is perfect, but if you find yourself making life changing decisions based on what YOU WANT INSTEAD OF WHATS BEST FOR YOUR CHILD STOP IT. You gave them life and brought them into the worlds. They are your own flesh and blood and nothing should ever be more important to you than them. I can’t tell you how much it breaks my heart every time I hear a story about a parent neglecting their children. IT IS YOUR DUTY TO DO WHAT IS RIGHT FOR YOUR KIDS IT IS NOT OPTIONAL. Also if you see a parent doing something like this, DO SOMETHING ABOUT IT. Either say something yourself or call the cops. The absence of a good deed in the face of evil is evil itself. Remember that.

Ok. That’s all I have for you, but if you want to read more about trends causing the colaps of the family check out some links below.

http://www.csmonitor.com/USA/Society/2013/0130/Behind-the-falling-US-birthrate-too-much-student-debt-to-afford-kids

http://www.csmonitor.com/Commentary/Opinion/2013/0130/To-fight-wealth-gap-save-the-family/(page)

http://www.nikk.no/The+decline+and+fall+of+the+nuclear+family+presents+no+menace+to+the+couple+norm.b7C_wlfYWE.ips

http://www.timeshighereducation.co.uk/story.asp?storycode=99864

http://www.telegraph.co.uk/women/mother-tongue/6686407/Nuclear-family-is-broken-warns-parents-group.html

http://prairiestarms.libguides.com/content.php?pid=392772&sid=3217316

http://theresurgence.com/2011/07/12/the-decline-of-the-nuclear-family

Post about social media

http://www.theatlantic.com/magazine/archive/2012/05/is-facebook-making-us-lonely/308930/

http://www.dailytech.com/Facebook+Envy+Leads+to+Depression+for+Some/article29723.htm

http://www.zdnet.com/blog/facebook/too-much-facebook-time-leads-to-depression-in-girls/11115